How to make a BCA credit card for ACC Speed
Not a few people think that making a BCA credit card is so difficult. The BCA is the largest private bank in Indonesia. In the community from year to year, BCA grows into the best private bank in terms of products, services and others.
BCA provides a variety of services and products, one of which is a credit card. Of the various types of credit cards offered by banks, it can be said that BCA credit cards have many enthusiasts. Even every day there are people who are interested in applying for a BCA credit card.
The Credit card is nowadays like a menjaneed, especially masa, as it is now, compared tokan when making cash payments , payingby credit card is considered more fun and practical. We only have to pay the full bill at the end of the month.
Even for entrepreneurs, credit cards are very useful, because they can be used to buy goods for production needs first andforemost and at the end of the month, just make payments according to the amount of the bill. If you’re increasingly interested in using a BCA credit card, here’s how to make a BCA credit card and details.
Benefits of having a BCA credit card
Having a BCA credit card will certainly provide various advantages over credit cards from other banks. The first advantage, you can enjoy very competitive credit interest rates. All the BCA credit cards you use, be it Visa or Master Card, have very attractive interest rates.
Secondly, you can calmly shop abroad. You can shop safely and safely abroad using a credit card from BCA, in addition, the foreign exchange rate belonging to this credit card is very low. BCA even provides a BCA travel service that will help you during your vacation abroad.
Thirdly, payments are received in real time. If you make a credit card payment using a BCA ATM, BCA phone, orusing ber as a BCA transaction tool, automatically the limit amount you have at that time increases immediately, even if you make a paymenton holidays.
Fourthly, it has a very extensive network of traders. How to make a BCA credit card , is so sought after, one of which is due to this advantage. The network of merchants owned by BCA credit cards is very extensive, even supported by more than 1200 branches spread across the country. The BCA even cooperated with 6500 traders.
Cc BCA Types You Should Know
BCA provides a wide selection of credit card types and is divided by payment. In addition, the limit of this credit card is also different, so you can adapt it to your needs and income. Here’s more information about choosing the types of BCA credit cards:
- BCA card. Multiple cards included in the BCA card type, such as a daily card. The limit of this card is 3 million IDR, and the annual fee is 125 thousand IDR. There is also a Platinum card with an IDR limit of 20 million and an annual fee of 250 thousand IDR. Finally, there is the Indomaret card with an IDR limit of 3 million and an IDR annual fee of 125 thousand. How to make a BCA credit card is quite simple.
- BCA Mastercard. The platinum type of the BCA Mastercard card type has an IDR limit of 20 million, and the annual fee is 450 thousand IDR, the black type is 20 million IDR, and the annual fee is 450 thousand IDR, finally the Matahari Mastercard, the limit of 3 million and the annual fee of 125 thousand IDR.
- BCA Visa Card. Visa Batman has an annual fee of 125 thousand IDR and an IDR limit of 3 million, a limit of 20 million IDR “Visa Black” and an annual fee of 450 thousand IDR, a Singapore Airlines Visa, an annual fee of 500 thousand IDR and an IDR limit of 20 million. How to make a BCA Black credit card , is quite difficult, but the established limit is high.
- BCA JCB card. The types of BCA JCB cards are divided into 2 types, namely national privileges and world privileges. This credit card product is actually a special product, so with information about annual fees and card limits, you can contact the BCA contact directly.
How to make a BCA credit card
Before you make a credit card from the BCA, you need to make sure that you have fulfilled the various requirements provided by the BCA, for example, the minimum age of the card applicant is 21 years old and not more than 65 years old, then the minimum monthly income is Rp. 4 million, and for some cards – at least Rp. 3 million.
Documents to be prepared when you want to apply for a card, such as an identity card, proof of income for employees and professionals. If you are a self-employed person by profession, you must attach financial statements. In addition, other files, such as copying savings accounts. NPWP, a professional license for those of you who work as professionals, and an act of establishing a business for self-employed persons.
If different types of documents are complete, how to make a BCA credit card , can be done online and offline. If you want to apply online, you can visit the BCA website directly or through financial services that have partnered with the BCA.
If you decide to apply for a credit card offline, you just need to visit the nearest BCA branch and bring various documents. Subsequently, customer service will help you process the application for a card application. Fill out all the forms provided by the customer service, be sure to fill them out completely. So that the card can be processed faster.
Tips for accepting BCA credit card applications
Although it is very easy to create a BCA credit card , in order for your credit card application to be accepted, you must meet various conditions. You need to fill out all the documents requested by the bank. In addition, make sure that the requested documents meet your needs so that the application can be quickly processed.
Secondly, make sure you have a good credit history. The bank’s BCA certainly doesn’t want to accept applications if you have a bad credit history. So make sure you don’t have a history of installment arrears or non-performing credits for at least the last 6 months. If you still have contributions, be sure to pay on time.
Thirdly, the income meets the criteria required by the bank. It was explained that the minimum income must be 3 million IDR, and some cards are 4 million IDR. Make sure your income is right. Some types of jobs can be quite risky, if so, you can start saving with BCA so that there are enough savings there.
fourth, have enough savings in your BCA account. In fact, it will be easier if you have enough money in your BCA account or have been a BCA client for many years. Becoming a loyal customer, of course, the bank will give good consideration to your application.
A BCA credit card may indeed be the best option for those of you who want to have a credit card with professional and complete services, especially since the offers made every month are very attractive. How to make a BCA credit card is also very simple, and the process is very fast, so what are you waiting for.